Allocate collateral in an efficient way
The Collateral Module includes efficient identification, management and allocation of different types of collaterals in order to mitigate any risks exposures associated with the lease agreements.
The types of collaterals can be dynamically defined from user side and linked with the asset definition for automated collateral validation on application level, based on the chosen asset.
The collateral value and eligibility is automatically calculated based on current market value with option for dynamic definition of collateral eligibility criteria based on client needs. The integrated operational workflow supports generation of secured deals for the collateral on application level and automated transfer of the collateral agreement later on the lease agreement.
The module manages financed collaterals in which the leased asset serves as a collateral object, and additional collaterals in cases when the asset does not fulfill the collateral requirements and in order to proceed with the lease agreement there is a need for additional asset security. For new assets, the system contains asset value tables excluding additional risk evaluation and with entering current asset value the system automatically generates the repayment plan.
Collaterals can be analyzes in dynamically defined reports including reports for analyzing current market value per collateral and concentration monitoring reports for effective analyses of collateral allocation per region.
Efficient collateral allocationWith robust operational control you enjoy direct collateral visibility including the extent of lease agreements secured with collaterals and assuring efficient collateral allocation up to the amounts of risk exposure.
Collateral OptimizationOptimize the collaterals’ value with efficient and automated collateral transformation from one to another useful form by utilizing integrated mechanisms for reevaluation of inactive collaterals due to agreements’ termination or other reasons considered acceptable.
Collateral reportingMaintain your business responsive to new industry and regulatory challenges with reliable and standardized collateral reporting assuring efficient risk management procedures and elimination of the need for manual data management.