Enforcing best practices in delivering financial software solutions, ASPEKT provided leasing companies with technologically sophisticated methods for dealing with process inefficiencies and regulatory compliance through the Aspekt Leasing Software, a robust and flexible leasing software solution that automates leasing management processes and significantly improves business performances.
The functional foundation of ASPEKT’s leasing solution is delivering functionalities which cover all relevant operational aspects of the leasing industry in a configurable business model. With solution’s adaptability, ASPEKT was able to bring technical improvements through three major version upgrades up until now.
I: ASPEKT launched the first product version soon after the company restructuring in 2007, developing end to end leasing software solution, organized in a modular architecture, using Microsoft Visual Basic Framework 1.1. Aspekt Leasing Software covered asset and contract management processes, integrated with automated back office processing and modules supporting additional corporate activities including administration of fixed assets, administration of invoices within purchase module and management of human resources and payroll.
The solution supported internal interaction processes with Integrated Task & Messaging Platform, a collaboration tool for exchange of tasks, messages and documents, Document Compliance Platform for electronic archiving of documentation and Dynamic Data Collector for advanced and flexible data definition.
The first product version provided clients with integrated asset lifecycle processes and ongoing financial consolidation, reducing the need for manual re-entry of information and improved data accuracy.
II: The second product version improved solution performances and enhanced feature content complying with new industry trends. The need for up-to-date analysis of client’s business performances and fast allocation of critical information is satisfied with Dynamic Report Generator which supports ongoing report definition.
This version streamlined the definition and management of financial indicators with a completely independent tool for creating Score Card parameters that can easily be linked to different asset types, customer types or any other specific system metrics within the Credit Scoring Module.
Guided by client need for complete customer lifecycle management, ASPEKT introduced the Customer Relationship Management (CRM) Module which seamlessly integrates within the communicational workflow and tracks contact activity from initial insertion, facilitated by task automation procedures and comprehensive and accurate activity view.
For handling asset securitizations specialized Collateral Module is developed scoping complete collateral management processes with collateral allocation and automated risk evaluation.
Another module developed in this product version is the Budgeting Module with possibilities for loading Excel spreadsheet files and tracking predefined budgeting plans in the system thus used for further data processing and generating customized reports.
III: Last product improvement contains highest platform sophistication making the solution support autonomous business growth and is developed in Microsoft Visual Basic Framework 4.0, using 4.0 Janus system components and three-tier architecture that additionally increases solution scalability and flexibility.
This version enables direct integration of the solution with external files including Excel spreadsheets and word files with a predefined file structure which can be loaded and used in the system or with custom generated templates.
The solution has flexible business rules engine integrated within all modules which streamlines the business rules management and allows dynamic adaptation of the workflow validations based on client specific business processes.